2026 BAH Rates Rise 4.2% on Average

DoD Releases 2026 BAH Rates: 4.2% Average Increase

WASHINGTON — The Department of Defense has officially released Basic Allowance for Housing (BAH) rates for 2026, with an average increase of 4.2% across all 299 military housing areas.

2026 BAH Highlights

  • Average Increase: 4.2%
  • Total Budget: $29.9 billion
  • Service Members Covered: ~1 million
  • Effective: January 1, 2026

Regional Variations

While the average increase is 4.2%, rates vary significantly by location. Some high-cost areas will see increases above 5%, while a few areas will experience rate decreases.

Military pay and compensation

Service members in areas with decreased rates are protected—they keep their current BAH rate as long as they remain stationed there.

Top Increase Areas

  • Austin, TX metro area: +6.8%
  • Hampton Roads, VA: +5.4%
  • Jacksonville, FL: +5.2%

Check Your Rate

Use the official DoD BAH Calculator to find your specific 2026 rate by ZIP code and pay grade.

View complete 2026 BAH rate details →

Financial planning and budgeting
Michael Rodriguez

Michael Rodriguez

Author & Expert

Jason Michael, a U.S. Air Force C-17 pilot, is the editor of Military Pay Table. Articles covering military life, benefits, and service-member topics are researched, fact-checked, and reviewed before publication. Read our editorial standards or send a correction at the editorial policy page.

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